AI Credit Counseling
Acquire new members
Engage members and grow your credit union with a personalized touch.
A.I Credit Counseling
Personalized for Each Member
Whether the member’s goal is to qualify for a mortgage or achieve a 700 credit score, counseling is personalized for them.
Each path is unique based on the members credit profile, financials, timeline, and goals!
Your members need TOOLS, NOT TIPS!
People are over-advised and underequipped.
Offer a full suite of tools and features designed to
Stay connected and build relationships.
Gain transparency and celebrate progress.
Accompany their journey! Know when they get a raise at work or reduce their debt, so you’re ready to help.
Grow loans: Say YES more often.
Make a “Warm Decline.”
Offer transparency and a path to approval.
Make the right offer at the right time.
No more mass mail that MISSES the mark!
Know when your members get a raise or a high-interest loan with the wrong lender.
Based on real-time financial and credit data.
Add value immediately by offering accessible credit counseling.
Build relationships and your brand! Gather data to understand how to better serve your community.
Help prospective members become creditworthy.
Provide personalized guidance and tools that prepare people to apply at your CU.
Power your CU’s commitment.
Help declined borrowers and underserved community members map a path to reach their goals… at your CU!
Your brand. Your products. Your credit union.
No two plans are alike.
Track progress. Send offers.
Partnered with Fellow Fintechs
Trusted by The Movement
Credit Mountain is now officially a CUSO!
Discover a better way to improve credit scores.
Book a demo